At checkout, choose the FlexPay option, and the cost of your purchase will be divided into as many as five equal monthly payments.

We will then bill your debit or credit card for the first monthly installment plus applicable sales tax and shipping & handling. The balance is then automatically billed to the same debit or credit card in equal monthly installments beginning 30 days after the original order date. You can change which card is billed or add a new card anytime by updating your FlexPay Manager at HSN.com.

FlexPay orders may be subject to credit verification by HSN and we may review the credit report. You may contact our HSN Credit Department to see if a credit report was requested and the name and address of the credit reporting agency that conducted the report (if applicable).

HSN does not assess interest charges or fees on FlexPay. However use of a credit card for FlexPay options may result in interest charges or fees in accordance with the normal terms and conditions of your individual credit card agreements.